Naomh Padraig Credit Union will consider loan applications from members for any worthwhile purpose. Each application is treated in the utmost confidence and will be considered on its own merits. Applications for loans are made on a standard loan application form and our credit union officers will give you any assistance required in completing this form.Loan applications will then be considered by our credit committee and decisions made on a regular basis.
In deciding whether or not to grant the loan, the committee will take into account the member’s record of saving and repayments, as well as ability to repay, and need. Once the loan is granted, you will be asked to complete a Credit Agreement (which is a legally binding document being a promise to repay the loan), and to commit to regular repayments. DOCUMENTATION
When applying for a loan you will be asked for the following:
Signed Loan Application Form
Proof of Income: - Recent Pay slips or Signed Audited Accounts - Bank Statements - P60
And/Or
C 2’s
Tax Clearance Certificate
Guarantor
Declaration of Health
PLEASE ENTER YOUR PRELIMINARY DETAILS BELOW. Thank you. Terms and Conditions Apply
05 September 2010
